As a first time buyer, deciding which mortgage product is most suitable for your requirements and circumstances is one of the most important financial decisions you will ever make.  

Selecting the best value home loan can mean a difference of thousands of pounds in the years to come. It certainly pays to shop around for the best first time buyer mortgage rates.

Although 100% deals are no longer available, some lenders require only a 10% deposit. If you can put down more a 10% deposit, you will have access to better deals, as you are seen as lower risk.

As independent mortgage advisors we have access to all the products from all the banks, building societies and specialist lenders in the UK. 

Our service is designed to save you time and money. With so many things to consider, redemption penalties, discount mortgages, variable and fixed rate products, our advisors are on hand to guide you through the financial maze.

Our independence means we are not part of a bank or building society and have no vested interest in recommending one mortgage over another. Our aim is to find something right for you. 

Flexible Mortgages and First Time Buyers

In the past, flexible mortgages have not necessarily appealed to first time buyers, who tend to go for the lowest available interest rates. This makes sense as buying and furnishing your home is an expensive business. Some flexible mortgage lenders have woken up to this fact and have started offering discounted deals to first-time buyers that become flexible further down the line. 

Get a FREE Mortgage Quote

By completing our simple enquiry form, you'll be put you in touch with an independent mortgage broker in the UK, who will consider your circumstances and advise on the best mortgage for you.  With access to thousands of products from many different lenders and even some exclusive special deals that are not available in the high street.

Click here to contact us for a FREE quote.

There is no obligation and it costs nothing to see what your options are.