When searching for a new home, picking a perfect property isn't the only decision you have to make. Choosing the right mortgage can be difficult and time consuming, especially if your knowledge of the market is limited.
With literally thousands of mortgage products available it is important not to miss out on the best mortgage deals.
An independent mortgage broker will search through all the top deals from all the lenders in the UK to find the best mortgages for you.
A broker can help guide you through the process, from searching the market to locate the most suitable products, to arranging the mortgage with a lender on your behalf. They will also give you invaluable guidance throughout, saving you time, money and stress.
Brokers will scour the market to find the right deals for you. They may be able to find you a better mortgage than you could have done yourself, as some brokers have access to special deals than won't be available directly from the lender.
Many lenders offer exclusive deals via brokers, with better rates or lower fees than any high street can offer you directly. Whether you're looking for the best fixed rate mortgage deals, want to know what the best offset mortgage deals are or are looking for the best remortgage deals, let a specialist advisor do the hard work for you.
Brokers have daily experience of working with lenders so will know which are currently providing a quick turnaround and can advise you on which lenders to avoid if time is of the essence.
Brokers understand the lenders requirements so they can help the application go through as smoothly as possible, making sure you provide the correct documents and information.
If you have unusual requirements in relation to obtaining a mortgage, such as people with a poor credit rating, the self employed or an investment landlord looking for the best buy to let mortgage deals.
A specialist broker will have experience in these sectors and will be able to access niche products to fit your needs.
By not being part of a bank or building society, there is no vested interest in recommending one product or type of mortgage rather than another.
Simply complete our short online enquiry form and let an advisor guide you through the mortgage maze.