100% Mortgage Deals

As an independent mortgage advisor, we can help you secure the most competitive 100% mortgage.

A 100% mortgage is where you borrow the total value of the home you want to buy without paying a deposit. For instance if the house costs £200,000 you get a mortgage for £200,000. A number of UK lenders now offer this scheme.

This type of mortgage is popular with first time buyers who are looking to get on to the property ladder but haven't been able to save enough money for a deposit. 

However it is important to consider the downsides.  Having no deposit means that your home will have no immediate equity or value to you.  In addition 100% mortgages are likely to attract higher interest rates than other types and the fee charged is normally higher.