Best Buy Mortgage Deals

Below we provide a summary of some of the best mortgage deals currently available in the UK. The information is updated daily.

The products below are generally available, but there may be additional exclusive special rate products which are only available through independent brokers or advisors. These products may offer better rates than those below. 

An independent advisor can do all the shopping around for you. Simply complete our no obligation enquiry form and let an expert independent advisor locate the best mortgage deal for you.

Best standard variable rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Coventry BS 2.05% for Term2.2% NoTerm65%None Arrangement £999
Coventry BS 2.15% for Term2.2% NoTerm75%None Arrangement £999
Coventry BS 2.25% for Term2.4% NoTerm85%None Arrangement £999
Coventry BS 2.39% for Term2.5% NoTerm90%None Arrangement £999
Coventry BS 2.45% for Term2.5% NoTerm75%None Arrangement £499
Coventry BS 2.55% for Term2.6% NoTerm85%None Arrangement £499
  Featured products  
first direct 2.89% for Term2.9% YesTerm75%None None
Post Office Money® 4.74% for Term4.9% YesTerm90%None None

Best 2 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Yorkshire Building Society 1.43% reverting to 4.25% 4.2% Fixed31/12/202065%To 31/12/2020 Completion £995
first direct 1.65% reverting to 4.19% 3.7% Fixed2 years75%1st 2 yrs Booking £490, Upto £400000.00 Advance,Booking £980, £400001.00 - £800000.00 Advance,Booking £1470, £800001.00 - £1000000.00 Advance
Sainsbury's Bank 1.69% reverting to 4.49% 4.1% Fixed31/12/202085%To 31/12/2020 Arrangement £995
Hanley Economic BS 1.74% reverting to 5.44% 4.9% Fixed31/01/202180%To 31/01/2021 Booking £299
Skipton BS 1.76% reverting to 4.99% 4.6% Fixed31/01/202175%To 31/01/2021 Completion £995
Yorkshire Bank 1.79% reverting to 5.20% 4.7% Fixed31/01/202190%1st 2 yrs Arrangement £999
  Featured products  
NatWest 1.49% reverting to 4.24% 4.0% Fixed31/03/202160%To 31/03/2021 Booking £995
Royal Bank of Scotland 1.49% reverting to 4.24% 4.0% Fixed31/03/202160%To 31/03/2021 Booking £995
AA Mortgages 1.84% reverting to 4.74% 4.2% Fixed31/12/202060%To 31/12/2020 None

Best 3 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Leeds BS 1.69% reverting to 4.69% 4.7% Fixed31/01/202275%To 31/01/2022 Arrangement £999
HSBC 1.75% reverting to 4.19% 3.7% Fixed31/01/202270%To 31/01/2022 Booking £999
Coventry BS 1.89% reverting to 4.99% 4.1% Fixed31/12/202185%To 31/12/2021 Arrangement £999
HSBC 2.19% reverting to 4.19% 3.7% Fixed31/01/202280%To 31/01/2022 None
Yorkshire Bank 2.19% reverting to 5.20% 4.8% Fixed31/01/202290%1st 3 yrs Arrangement £999
Hanley Economic BS 2.24% reverting to 5.44% 4.8% Fixed30/11/202190%To 30/11/2021 Booking £299
  Featured products  
Post Office Money® 2.33% reverting to 4.74% 4.2% Fixed31/01/202275%To 31/01/2022 None
AA Mortgages 2.70% reverting to 4.74% 4.3% Fixed31/12/202190%To 31/12/2021 None
Clydesdale Bank 2.19% reverting to 5.20% 4.5% Fixed31/01/202290%1st 3 yrs Arrangement £999
Virgin Money 2.22% reverting to 4.99% 4.5% Fixed01/03/202190%To 01/03/2021 None

Best 5 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Sainsbury's Bank 1.94% reverting to 4.49% 3.6% Fixed31/12/202375%To 31/12/2023 Arrangement £995
Metro Bank 2.04% reverting to 4.25% 3.5% Fixed5 years80%1st 5 yrs Booking £499
M&S Bank 2.04% reverting to 4.19% 3.5% Fixed31/01/202485%To 31/01/2024 Booking £995, Reservation £99
first direct 2.25% reverting to 4.19% 3.3% Fixed5 years90%1st 5 yrs Booking £490, Upto £400000.00 Advance,Booking £980, £400001.00 - £800000.00 Advance,Booking £1470, £800001.00 - £1000000.00 Advance
first direct 2.44% reverting to 4.19% 2.8% Fixed10 years60%1st 10 yrs None
Coventry BS 2.65% reverting to 4.74% 3.4% Fixed31/12/202885%To 31/12/2028 Arrangement £999
  Featured products  
NatWest 1.99% reverting to 4.24% 3.5% Fixed31/03/202475%To 31/03/2024 Booking £995
Virgin Money 2.02% reverting to 4.99% 3.8% Fixed01/03/202470%To 01/03/2024 Arrangement £995
Virgin Money 2.59% reverting to 4.74% 3.4% Fixed01/03/202965%To 01/03/2029 Arrangement £995
Post Office Money® 2.62% reverting to 4.74% 4.0% Fixed31/01/202485%To 31/01/2024 None
AA Mortgages 2.53% reverting to 4.74% 3.9% Fixed31/12/202360%To 31/12/2023 None
Yorkshire Bank 2.24% reverting to 5.20% 4.0% Fixed31/01/202475%1st 5 yrs None
Clydesdale Bank 2.39% reverting to 5.20% 4.2% Fixed31/01/202490%1st 5 yrs Arrangement £999
Leeds BS 2.13% reverting to 5.69% 4.4% Fixed31/01/202475%To 31/01/2024 Arrangement £999

Best first time buyer mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Leek United BS 2.74% reverting to 5.69% 5.4% Discounted Variable2 years95%None None
Yorkshire Building Society 3.17% reverting to 4.25% 4.5% Fixed31/12/202095%To 31/12/2020 None
Melton Mowbray BS 2.79% reverting to 4.99% 4.7% Discounted Variable3 years95%1st 3 yrs None
Yorkshire Bank 3.19% reverting to 5.20% 4.7% Fixed31/01/202295%1st 3 yrs None
Monmouthshire BS 3.48% reverting to 5.24% 4.7% Fixed5 years95%1st 5 yrs None
Yorkshire Bank 3.49% reverting to 5.20% 4.6% Fixed31/01/202495%1st 5 yrs None
  Featured products  
first direct 1.95% reverting to 4.19% 3.8% Fixed2 years90%1st 2 yrs Booking £490
NatWest 1.49% reverting to 4.24% 4.0% Fixed31/03/202160%To 31/03/2021 Booking £995
Royal Bank of Scotland 1.87% reverting to 4.24% 4.0% Fixed31/03/202185%To 31/03/2021 Booking £995
AA Mortgages 2.10% reverting to 4.74% 4.3% Fixed31/12/202090%To 31/12/2020 None
Virgin Money 2.09% reverting to 4.99% 4.5% Fixed01/03/202190%To 01/03/2021 Arrangement £995
Post Office Money® 2.07% reverting to 4.74% 4.3% Fixed31/01/202190%To 31/01/2021 None

Best discounted rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Leeds BS 1.54%Reverting to 4.69%4.8% Discounted Variable2 years75%1st 2 yrs None
Leeds BS 1.79%Reverting to 4.69%4.8% Discounted Variable2 years85%1st 2 yrs None
Leek United BS 2.04%Reverting to 5.69%5.3% Discounted Variable2 years90%None None
Melton Mowbray BS 2.29%Reverting to 4.99%4.5% Discounted Variable3 years85%1st 3 yrs Completion £199, Booking £199
Hanley Economic BS 2.19%Reverting to 5.44%4.4% Discounted Variable5 years90%1st 5 yrs Booking £250
Hanley Economic BS 2.10% for Term2.2% Discounted VariableTerm80%None Arrangement £700, Booking £250

Mortgage rates quoted above as published by MoneyFacts

 

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