Best Buy Mortgage Deals

Below we provide a summary of some of the best mortgage deals currently available in the UK. The information is updated daily.

The products below are generally available, but there may be additional exclusive special rate products which are only available through independent brokers or advisors. These products may offer better rates than those below. 

An independent advisor can do all the shopping around for you. Simply complete our no obligation enquiry form and let an expert independent advisor locate the best mortgage deal for you.

Best standard variable rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Coventry BS 1.74% for Term1.9% NoTerm65%None Arrangement £999
Coventry BS 1.80% for Term1.9% NoTerm75%None Arrangement £999
Coventry BS 2.00% for Term2.1% NoTerm85%None Arrangement £999
Coventry BS 2.20% for Term2.3% NoTerm75%None Arrangement £499
Coventry BS 2.40% for Term2.0% NoTerm85%None Arrangement £499
Coventry BS 2.70% for Term2.8% NoTerm90%None Arrangement £999
  Featured products  
NatWest 2.69%Reverting to 3.99%3.8% Yes31/07/202070%To 31/07/2020 None
Post Office Money® 4.49% for Term4.6% YesTerm90%None None
first direct 2.49% for Term2.6% YesTerm75%None Booking £490
Tesco Bank 1.65%Reverting to 4.04%3.7% Yes31/07/202070%To 31/07/2020 Arrangement £995
HSBC 1.29%Reverting to 3.94%3.6% Yes2 years70%None Booking £999
Royal Bank of Scotland 2.69%Reverting to 3.99%3.9% Yes31/07/202070%To 31/07/2020 None
Virgin Money 1.65%Reverting to 4.79%4.3% Yes01/07/202070%To 01/07/2020 Arrangement £995

Best 2 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Yorkshire BS 1.41% reverting to 4.99% 4.5% Fixed30/06/202065%To 30/06/2020 Completion £495
Sainsbury's Bank 1.44% reverting to 4.24% 3.9% Fixed30/06/202080%To 30/06/2020 Arrangement £995
Yorkshire BS 1.46% reverting to 4.99% 4.5% Fixed30/06/202075%To 30/06/2020 Completion £495
Sainsbury's Bank 1.49% reverting to 4.24% 3.9% Fixed30/06/202085%To 30/06/2020 Arrangement £995
first direct 1.54% reverting to 3.94% 3.5% Fixed2 years75%1st 2 yrs Booking £490, Upto £400000.00 Advance,Booking £980, £400001.00 - £800000.00 Advance,Booking £1470, £
Yorkshire BS 1.82% reverting to 4.99% 4.6% Fixed30/06/202090%To 30/06/2020 Completion £495
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AA Mortgages 1.49% reverting to 4.49% 4.1% Fixed30/06/202060%To 30/06/2020 Arrangement £1495
AA Mortgages 2.18% reverting to 4.49% 4.1% Fixed30/06/202075%To 30/06/2020 None
AA Mortgages 1.89% reverting to 4.49% 4.0% Fixed30/06/202060%To 30/06/2020 None
AA Mortgages 1.93% reverting to 4.49% 4.0% Fixed30/06/202075%To 30/06/2020 None
NatWest 2.40% reverting to 3.99% 3.8% Fixed31/07/202060%To 31/07/2020 None
first direct 1.84% reverting to 3.94% 3.7% Fixed2 years60%1st 2 yrs Booking £490, Upto £400000.00 Advance,Booking £980, £400001.00 - £800000.00 Advance,Booking £1470, £
Tesco Bank 1.79% reverting to 4.04% 3.7% Fixed31/07/202060%To 31/07/2020 None
HSBC 1.49% reverting to 3.94% 3.6% Fixed31/05/202060%To 31/05/2020 Booking £999
Royal Bank of Scotland 2.68% reverting to 3.99% 3.9% Fixed31/07/202060%To 31/07/2020 None
Yorkshire Bank 2.54% reverting to 4.95% 4.6% Fixed30/06/202075%1st 2 yrs None
Clydesdale Bank 2.54% reverting to 4.95% 4.6% Fixed30/06/202075%1st 2 yrs None
Virgin Money 1.84% reverting to 4.79% 4.4% Fixed01/07/202065%To 01/07/2020 None

Best 3 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Yorkshire BS 1.66% reverting to 4.99% 4.3% Fixed30/06/202165%To 30/06/2021 Completion £495
Tesco Bank 1.83% reverting to 4.04% 3.5% Fixed31/07/202175%To 31/07/2021 None
Tesco Bank 1.93% reverting to 4.04% 3.6% Fixed31/07/202180%To 31/07/2021 None
Virgin Money 2.18% reverting to 4.79% 4.3% Fixed01/07/202190%To 01/07/2021 Arrangement £995
Skipton BS 2.19% reverting to 4.74% 4.2% Fixed30/06/202185%To 30/06/2021 None
Skipton BS 2.49% reverting to 4.74% 4.3% Fixed30/06/202190%To 30/06/2021 None
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Post Office Money® 1.85% reverting to 4.49% 4.0% Fixed30/06/202170%To 30/06/2021 Arrangement £1495
HSBC 1.94% reverting to 3.94% 3.5% Fixed31/05/202160%To 31/05/2021 None
Yorkshire Bank 2.29% reverting to 4.95% 4.4% Fixed30/06/202190%1st 3 yrs Arrangement £999
Clydesdale Bank 2.29% reverting to 4.95% 4.4% Fixed30/06/202190%1st 3 yrs Arrangement £999

Best 5 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Metro Bank 1.89% reverting to 4.00% 3.3% Fixed5 years65%1st 5 yrs Booking £999
Sainsbury's Bank 2.00% reverting to 4.24% 3.4% Fixed30/06/202380%To 30/06/2023 Arrangement £995
Sainsbury's Bank 2.08% reverting to 4.24% 3.5% Fixed30/06/202385%To 30/06/2023 Arrangement £995
Sainsbury's Bank 2.39% reverting to 4.24% 3.6% Fixed30/06/202390%To 30/06/2023 Arrangement £995
first direct 2.49% reverting to 3.94% 2.8% Fixed10 years60%1st 10 yrs None
first direct 2.94% reverting to 3.94% 3.2% Fixed10 years80%1st 10 yrs None
  Featured products  
NatWest 3.09% reverting to 3.99% 3.7% Fixed31/07/202360%To 31/07/2023 None
Post Office Money® 2.43% reverting to 4.49% 3.8% Fixed30/06/202360%To 30/06/2023 None
HSBC 1.89% reverting to 3.94% 3.2% Fixed31/05/202360%To 31/05/2023 Booking £999
Royal Bank of Scotland 3.39% reverting to 3.99% 3.8% Fixed31/07/202360%To 31/07/2023 None
Yorkshire Bank 2.94% reverting to 4.95% 4.2% Fixed30/06/202375%1st 5 yrs None
Virgin Money 2.01% reverting to 4.79% 3.9% Fixed01/07/202365%To 01/07/2023 Arrangement £995

Best first time buyer mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Monmouthshire BS 2.99% reverting to 4.99% 4.8% Discounted Variable2 years95%1st 2 yrs Arrangement Administration £150
West Brom BS 3.39% reverting to 4.24% 4.2% Fixed31/05/202095%To 31/05/2020 None
Melton Mowbray BS 2.79% reverting to 4.99% 4.7% Discounted Variable3 years95%1st 3 yrs None
Yorkshire Bank 3.49% reverting to 4.95% 4.6% Fixed30/06/202195%1st 3 yrs None
Yorkshire Bank 3.79% reverting to 4.95% 4.6% Fixed30/06/202395%1st 5 yrs None
West Brom BS 3.89% reverting to 4.24% 4.2% Fixed31/05/202395%To 31/05/2023 None
  Featured products  
NatWest 2.94% reverting to 3.99% 3.9% Fixed31/07/202080%To 31/07/2020 None
first direct 1.64% reverting to 3.94% 3.5% Fixed2 years80%1st 2 yrs Booking £490, Upto £400000.00 Advance,Booking £980, £400001.00 - £800000.00 Advance,Booking £1470, £
Post Office Money® 2.75% reverting to 4.49% 3.8% Fixed30/06/202385%To 30/06/2023 None
Tesco Bank 1.79% reverting to 4.04% 3.6% Fixed31/07/202180%To 31/07/2021 Arrangement £995
HSBC 2.29% reverting to 3.94% 3.3% Fixed31/05/202380%To 31/05/2023 None
Royal Bank of Scotland 2.94% reverting to 3.99% 3.9% Fixed31/07/202080%To 31/07/2020 None
Clydesdale Bank 3.49% reverting to 4.95% 4.6% Fixed30/06/202195%1st 3 yrs None
Virgin Money 1.99% reverting to 4.79% 4.2% Fixed01/07/202185%To 01/07/2021 Arrangement £995

Best discounted rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Principality BS 1.35% reverting to 4.90% 4.3% Discounted Variable30/06/202075%To 30/06/2020 None
Principality BS 1.65% reverting to 4.90% 4.4% Discounted Variable30/06/202085%To 30/06/2020 None
Hanley Economic BS 1.85% reverting to 5.19% 4.8% Discounted Variable2 years90%None None
Newbury BS 2.19% reverting to 4.20% 3.8% Discounted Variable3 years85%1st 3 yrs See details
Hanley Economic BS 1.94% reverting to 5.19% 4.0% Discounted Variable5 years90%1st 5 yrs Booking £250
Hinckley & Rugby BS 1.95% reverting to 0.00% 2.0% Discounted VariableTerm80%None Arrangement £199, Completion £800
  Featured products  
Yorkshire Bank 2.04% reverting to 4.95% 4.6% Discounted Variable30/06/202075%1st 2 yrs Arrangement £999
Clydesdale Bank 0.99% reverting to 4.95% 4.3% Discounted Variable30/06/202060%1st 2 yrs Arrangement £1449

Mortgage rates quoted above as published by MoneyFacts

 

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