Best Buy Mortgage Deals

Below we provide a summary of some of the best mortgage deals currently available in the UK. The information is updated daily.

The products below are generally available, but there may be additional exclusive special rate products which are only available through independent brokers or advisors. These products may offer better rates than those below. 

An independent advisor can do all the shopping around for you. Simply complete our no obligation enquiry form and let an expert independent advisor locate the best mortgage deal for you.

Best standard variable rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Coventry BS 1.49% for Term1.6% NoTerm65%None Arrangement £999
Coventry BS 1.55% for Term1.7% NoTerm75%None Arrangement £999
Coventry BS 1.75% for Term1.9% NoTerm85%None Arrangement £999
Coventry BS 1.95% for Term2.0% NoTerm75%None Arrangement £499
Coventry BS 2.15% for Term2.2% NoTerm85%None Arrangement £499
Coventry BS 2.45% for Term2.6% NoTerm90%None Arrangement £999
  Featured products  
HSBC 1.09%Reverting to 3.69%3.4% Yes2 years75%None Booking £749
Royal Bank of Scotland 1.59%Reverting to 3.75%3.8% Yes29/02/202060%To 29/02/2020 Booking £995
first direct 2.14% for Term2.2% YesTerm80%None Booking £725
Nationwide BS 1.44%Reverting to 3.74%3.4% Yes2 years85%None Reservation £999
Post Office Money® 4.24% for Term4.3% YesTerm90%None None
NatWest 1.59%Reverting to 3.75%3.8% Yes29/02/202060%To 29/02/2020 Booking £995

Best 2 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Post Office Money® 1.23% reverting to 4.24% 3.8% Fixed30/11/201980%To 30/11/2019 Arrangement £995
AA Mortgages 1.22% reverting to 4.24% 3.8% Fixed30/11/201975%To 30/11/2019 Arrangement £495
Post Office Money® 1.73% reverting to 4.24% 3.8% Fixed30/11/201985%To 30/11/2019 None
Yorkshire BS 1.21% reverting to 4.74% 4.3% Fixed29/02/202065%To 29/02/2020 Completion £495
Hanley Economic BS 1.12% reverting to 4.94% 4.5% Fixed31/12/201975%To 31/12/2019 Arrangement £495, Booking £250
Yorkshire BS 1.89% reverting to 4.74% 4.4% Fixed29/02/202090%To 29/02/2020 Completion £995
  Featured products  
Yorkshire Bank 1.79% reverting to 4.70% 4.3% Fixed31/12/201980%1st 2 yrs Arrangement £999
Clydesdale Bank 1.89% reverting to 4.70% 4.2% Fixed31/12/201980%1st 2 yrs None
HSBC 1.39% reverting to 3.69% 3.4% Fixed31/12/201970%To 31/12/2019 Booking £999
Royal Bank of Scotland 1.65% reverting to 3.75% 3.5% Fixed29/02/202085%To 29/02/2020 Booking £995
first direct 2.24% reverting to 3.69% 3.5% Fixed2 years75%1st 2 yrs None
Nationwide BS 1.49% reverting to 3.74% 3.4% Fixed2 years75%1st 2 yrs Reservation £999
NatWest 2.35% reverting to 3.75% 3.6% Fixed29/02/202060%To 29/02/2020 None

Best 3 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Post Office Money® 1.45% reverting to 4.24% 3.6% Fixed30/11/202075%To 30/11/2020 Arrangement £995
Post Office Money® 1.63% reverting to 4.24% 3.5% Fixed30/11/202080%To 30/11/2020 Arrangement £995
Monmouthshire BS 1.40% reverting to 4.74% 4.0% Fixed3 years65%1st 3 yrs Arrangement £999
Principality BS 1.95% reverting to 4.74% 4.1% Fixed31/10/202085%To 31/10/2020 None
Principality BS 2.45% reverting to 4.74% 4.2% Fixed31/10/202090%To 31/10/2020 None
Hinckley & Rugby BS 2.19% reverting to 3.99% 4.6% Fixed3 years90%1st 3 yrs Completion £800, Arrangement £199
  Featured products  
Yorkshire Bank 2.49% reverting to 4.70% 4.2% Fixed31/12/202080%1st 3 yrs None
Clydesdale Bank 2.59% reverting to 4.70% 4.2% Fixed31/12/202085%1st 3 yrs None
HSBC 2.09% reverting to 3.69% 3.3% Fixed31/12/202085%To 31/12/2020 None
Nationwide BS 1.69% reverting to 3.74% 3.4% Fixed3 years75%1st 3 yrs Reservation £999

Best 5 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Barclays Mortgage 2.69% reverting to 3.74% 3.1% Fixed31/10/202780%To 31/10/2027 Arrangement £999
Metro Bank 1.69% reverting to 3.75% 3.0% Fixed5 years65%1st 5 yrs Booking £999
Barclays Mortgage 1.75% reverting to 3.74% 3.1% Fixed31/10/202275%To 31/10/2022 Arrangement £999
Coventry BS 2.75% reverting to 4.24% 3.3% Fixed31/12/202765%To 31/12/2027 Arrangement £999
Post Office Money® 2.11% reverting to 4.24% 3.5% Fixed30/11/202285%To 30/11/2022 None
Hinckley & Rugby BS 2.59% reverting to 5.64% 4.5% Fixed5 years90%1st 5 yrs Arrangement £199, Completion £800
  Featured products  
Yorkshire Bank 2.49% reverting to 4.70% 4.0% Fixed31/12/202275%1st 5 yrs Arrangement £999
Clydesdale Bank 2.59% reverting to 4.70% 3.9% Fixed31/12/202285%1st 5 yrs None
HSBC 1.79% reverting to 3.69% 3.1% Fixed31/12/202260%To 31/12/2022 Booking £749
Royal Bank of Scotland 2.48% reverting to 3.75% 3.6% Fixed28/02/202370%To 28/02/2023 Booking £995
first direct 1.99% reverting to 3.69% 2.9% Fixed5 years75%1st 5 yrs None
Nationwide BS 2.49% reverting to 3.74% 3.2% Fixed5 years75%1st 5 yrs Reservation £999
NatWest 1.83% reverting to 3.75% 3.2% Fixed28/02/202360%To 28/02/2023 Booking £995

Best first time buyer mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Vernon BS 2.94% reverting to 4.70% 4.4% Discounted Variable3 years95%1st 3 yrs None
Vernon BS 4.15% reverting to 4.70% 4.6% Fixed30/11/202295%To 30/11/2022 Arrangement £100
Yorkshire BS 3.39% reverting to 4.74% 4.6% Fixed29/02/202095%To 29/02/2020 Completion £995
Chelsea BS 3.50% reverting to 4.74% 4.7% Fixed30/11/201995%To 30/11/2019 Arrangement £495
Hanley Economic BS 2.85% reverting to 4.94% 4.8% Discounted Variable2 years95%1st 2 yrs Booking £250
Saffron BS 3.67% reverting to 5.39% 4.9% Fixed31/12/202295%To 31/12/2022 None
  Featured products  
Yorkshire Bank 2.79% reverting to 4.70% 4.0% Fixed31/12/202290%1st 5 yrs Arrangement £999
Clydesdale Bank 1.99% reverting to 4.70% 4.2% Fixed31/12/201985%1st 2 yrs None
HSBC 1.94% reverting to 3.69% 3.5% Fixed31/12/201990%To 31/12/2019 Booking £999
Royal Bank of Scotland 3.68% reverting to 3.75% 3.8% Fixed28/02/202385%To 28/02/2023 None
first direct 2.79% reverting to 3.69% 3.4% Fixed5 years90%1st 5 yrs Booking £725
Nationwide BS 2.49% reverting to 3.74% 3.6% Fixed3 years90%1st 3 yrs Reservation £999
Post Office Money® 1.68% reverting to 4.24% 3.8% Fixed30/11/201985%To 30/11/2019 Arrangement £295
NatWest 2.51% reverting to 3.75% 3.7% Fixed29/02/202090%To 29/02/2020 Booking £995

Best discounted rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Hinckley & Rugby BS 1.95% reverting to 0.00% 2.0% Discounted VariableTerm80%None Arrangement £199, Completion £800
Cumberland BS 1.01% reverting to 4.24% 3.6% Discounted Variable2 years75%1st 2 yrs Arrangement £699
Leeds BS 1.70% reverting to 5.44% 4.0% Discounted Variable5 years85%1st 5 yrs Arrangement £499
Principality BS 1.70% reverting to 4.74% 4.3% Discounted Variable31/10/201985%To 31/10/2019 None
Melton Mowbray BS 2.29% reverting to 4.99% 4.5% Discounted Variable3 years85%1st 3 yrs Completion £199, Booking £199
Leek United BS 1.89% reverting to 5.19% 4.8% Discounted Variable2 years90%None Booking £199
  Featured products  
Yorkshire Bank 1.89% reverting to 4.70% 4.4% Discounted Variable31/12/201980%1st 2 yrs Arrangement £999
Clydesdale Bank 1.89% reverting to 4.70% 4.4% Discounted Variable31/12/201980%1st 2 yrs Arrangement £999

Mortgage rates quoted above as published by MoneyFacts

 

Get a FREE Mortgage Quote

By completing our simple enquiry form, you'll be put you in touch with an independent mortgage broker in the UK, who will consider your circumstances and advise on the best mortgage for you.  With access to over 7,500 products from over 100 different lenders and even some exclusive special deals that are not available in the high street.

Click here to contact us for a FREE quote.

There is no obligation and it costs nothing to see what your options are.