Best Buy Mortgage Deals

Below we provide a summary of some of the best mortgage deals currently available in the UK. The information is updated daily.

The products below are generally available, but there may be additional exclusive special rate products which are only available through independent brokers or advisors. These products may offer better rates than those below. 

An independent advisor can do all the shopping around for you. Simply complete our no obligation enquiry form and let an expert independent advisor locate the best mortgage deal for you.

Best standard variable rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Coventry BS 1.74% for Term1.9% NoTerm65%None Arrangement £999
Coventry BS 1.80% for Term1.9% NoTerm75%None Arrangement £999
Coventry BS 2.00% for Term2.1% NoTerm85%None Arrangement £999
Coventry BS 2.20% for Term2.3% NoTerm75%None Arrangement £499
Coventry BS 2.40% for Term2.0% NoTerm85%None Arrangement £499
Coventry BS 2.70% for Term2.8% NoTerm90%None Arrangement £999
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NatWest 2.04%Reverting to 3.99%3.8% Yes30/04/202070%To 30/04/2020 Booking £995
first direct 2.64% for Term2.7% YesTerm75%None None
Post Office Money® 4.49% for Term4.6% YesTerm90%None None
HSBC 1.34%Reverting to 3.94%3.6% Yes2 years70%None Booking £999
Royal Bank of Scotland 2.04%Reverting to 3.99%3.8% Yes30/04/202070%To 30/04/2020 Booking £995
Nationwide BS 1.94%Reverting to 3.99%3.0% Yes5 years75%None Reservation £999
Virgin Money 1.65%Reverting to 4.79%4.2% Yes01/05/202070%To 01/05/2020 Arrangement £995

Best 2 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Sainsbury's Bank 1.34% reverting to 4.24% 3.8% Fixed31/03/202075%To 31/03/2020 Arrangement £745
Sainsbury's Bank 1.39% reverting to 4.24% 3.9% Fixed31/03/202080%To 31/03/2020 Arrangement £745
Sainsbury's Bank 1.74% reverting to 4.24% 3.9% Fixed31/03/202085%To 31/03/2020 None
Yorkshire BS 1.24% reverting to 4.99% 4.5% Fixed29/02/202065%To 29/02/2020 Completion £495
Hanley Economic BS 1.39% reverting to 5.19% 4.7% Fixed31/03/202075%To 31/03/2020 Arrangement £299, Booking £250
Hinckley & Rugby BS 2.14% reverting to 4.24% 4.9% Fixed2 years90%None None
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NatWest 2.40% reverting to 3.99% 3.8% Fixed30/04/202060%To 30/04/2020 None
first direct 1.39% reverting to 3.94% 3.5% Fixed2 years60%1st 2 yrs Booking £725, Upto £400000.00 Advance,Booking £1450, £400001.00 - £800000.00 Advance,Booking £2175,
Post Office Money® 1.78% reverting to 4.49% 4.1% Fixed29/02/202060%To 29/02/2020 None
HSBC 1.34% reverting to 3.94% 3.6% Fixed28/02/202060%To 28/02/2020 Booking £999
Royal Bank of Scotland 1.79% reverting to 3.99% 3.8% Fixed30/04/202060%To 30/04/2020 Booking £995
Nationwide BS 1.39% reverting to 3.99% 3.8% Fixed2 years60%1st 2 yrs Reservation £999
Yorkshire Bank 2.39% reverting to 4.95% 4.5% Fixed30/04/202075%1st 2 yrs None
Clydesdale Bank 2.39% reverting to 4.95% 4.5% Fixed30/04/202075%1st 2 yrs None
Virgin Money 1.74% reverting to 4.79% 4.2% Fixed01/05/202085%To 01/05/2020 Arrangement £995

Best 3 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Nationwide BS 1.69% reverting to 3.99% 3.6% Fixed3 years80%1st 3 yrs Reservation £999
Nationwide BS 1.74% reverting to 3.99% 3.6% Fixed3 years85%1st 3 yrs Reservation £999
HSBC 1.64% reverting to 3.94% 3.5% Fixed28/02/202175%To 28/02/2021 Booking £999
Barclays Mortgage 2.39% reverting to 3.99% 3.6% Fixed30/04/202190%To 30/04/2021 None
Coventry BS 1.69% reverting to 4.74% 3.9% Fixed31/03/202165%To 31/03/2021 Arrangement £999
Virgin Money 2.20% reverting to 4.79% 4.1% Fixed01/05/202190%To 01/05/2021 Arrangement £995
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Post Office Money® 1.87% reverting to 4.49% 3.8% Fixed28/02/202170%To 28/02/2021 Arrangement £1495
Yorkshire Bank 1.64% reverting to 4.95% 4.2% Fixed30/04/202180%1st 3 yrs Arrangement £1999
Clydesdale Bank 1.64% reverting to 4.95% 4.2% Fixed30/04/202180%1st 3 yrs Arrangement £1999
Virgin Money 1.88% reverting to 4.79% 4.0% Fixed01/05/202165%To 01/05/2021 None

Best 5 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
TSB 2.34% reverting to 3.99% 3.0% Fixed31/01/202860%To 31/01/2028 Arrangement £995
Barclays Mortgage 2.69% reverting to 3.99% 3.2% Fixed30/04/202880%To 30/04/2028 Arrangement £999
HSBC 1.99% reverting to 3.94% 3.3% Fixed28/02/202380%To 28/02/2023 Booking £999
Principality BS 1.65% reverting to 4.90% 3.7% Fixed30/04/202365%To 30/04/2023 Arrangement £1395
Yorkshire BS 2.01% reverting to 4.99% 3.9% Fixed28/02/202385%To 28/02/2023 Completion £995
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NatWest 1.79% reverting to 3.99% 3.3% Fixed30/04/202360%To 30/04/2023 Booking £995
first direct 1.99% reverting to 3.94% 3.0% Fixed5 years60%1st 5 yrs None
Post Office Money® 2.28% reverting to 4.49% 3.7% Fixed28/02/202360%To 28/02/2023 None
HSBC 1.99% reverting to 3.94% 3.2% Fixed28/02/202360%To 28/02/2023 None
Royal Bank of Scotland 2.47% reverting to 3.99% 3.6% Fixed30/04/202360%To 30/04/2023 Booking £995
Nationwide BS 2.14% reverting to 3.99% 3.6% Fixed5 years60%1st 5 yrs Reservation £999
Yorkshire Bank 2.79% reverting to 4.95% 4.1% Fixed30/04/202375%1st 5 yrs None
Clydesdale Bank 2.49% reverting to 4.95% 4.1% Fixed30/04/202375%1st 5 yrs Arrangement £999, Upto £25K Advance,Arrangement £499, From £25001 Advance
Virgin Money 2.01% reverting to 4.79% 3.7% Fixed01/05/202365%To 01/05/2023 Arrangement £995

Best first time buyer mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Saffron BS 3.97% reverting to 4.39% 4.3% Fixed31/05/202395%To 31/05/2023 None
Melton Mowbray BS 2.79% reverting to 4.99% 4.7% Discounted Variable3 years95%1st 3 yrs None
Buckinghamshire BS 3.49% reverting to 5.24% 4.8% Fixed30/06/202195%To 30/06/2021 None
Yorkshire BS 3.29% reverting to 4.99% 4.8% Fixed29/02/202095%To 29/02/2020 Completion £995
Hanley Economic BS 3.10% reverting to 5.19% 5.0% Discounted Variable2 years95%1st 2 yrs Booking £250
Hinckley & Rugby BS 3.99% reverting to 5.89% 5.2% Fixed5 years95%1st 5 yrs None
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NatWest 2.94% reverting to 3.99% 3.9% Fixed30/04/202080%To 30/04/2020 None
first direct 1.59% reverting to 3.94% 3.6% Fixed2 years80%1st 2 yrs Booking £725, Upto £400000.00 Advance,Booking £1450, £400001.00 - £800000.00 Advance,Booking £2175,
Post Office Money® 1.49% reverting to 4.49% 4.1% Fixed29/02/202085%To 29/02/2020 Arrangement £995
HSBC 1.44% reverting to 3.94% 3.6% Fixed28/02/202080%To 28/02/2020 Booking £999
Royal Bank of Scotland 2.94% reverting to 3.99% 3.9% Fixed30/04/202080%To 30/04/2020 None
Nationwide BS 1.74% reverting to 3.99% 3.8% Fixed2 years80%1st 2 yrs Reservation £999
Yorkshire Bank 1.79% reverting to 4.95% 4.5% Fixed30/04/202080%1st 2 yrs Arrangement £999, Upto £25K Advance,Arrangement £499, From £25001 Advance
Clydesdale Bank 2.49% reverting to 4.95% 4.6% Fixed30/04/202080%1st 2 yrs None
Virgin Money 1.84% reverting to 4.79% 4.0% Fixed01/05/202180%To 01/05/2021 Arrangement £995

Best discounted rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Hinckley & Rugby BS 2.20% reverting to 0.00% 2.2% Discounted VariableTerm80%None Arrangement £199, Completion £800
Newbury BS 2.19% reverting to 4.20% 3.8% Discounted Variable3 years85%1st 3 yrs See details
Hanley Economic BS 1.94% reverting to 5.19% 4.0% Discounted Variable5 years90%1st 5 yrs Booking £250
Principality BS 1.55% reverting to 4.90% 4.4% Discounted Variable30/04/202075%To 30/04/2020 None
Principality BS 1.85% reverting to 4.90% 4.4% Discounted Variable30/04/202085%To 30/04/2020 None
Hinckley & Rugby BS 1.99% reverting to 4.24% 4.8% Discounted Variable2 years90%None None
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Yorkshire Bank 2.04% reverting to 4.95% 4.5% Discounted Variable30/04/202075%1st 2 yrs Arrangement £999, Upto £25K Advance,Arrangement £499, From £25001 Advance
Clydesdale Bank 2.04% reverting to 4.95% 4.5% Discounted Variable30/04/202075%1st 2 yrs Arrangement £999, Upto £25K Advance,Arrangement £499, From £25001 Advance

Mortgage rates quoted above as published by MoneyFacts

 

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