Best Buy Mortgage Deals

Below we provide a summary of some of the best mortgage deals currently available in the UK. The information is updated daily.

The products below are generally available, but there may be additional exclusive special rate products which are only available through independent brokers or advisors. These products may offer better rates than those below. 

An independent advisor can do all the shopping around for you. Simply complete our no obligation enquiry form and let an expert independent advisor locate the best mortgage deal for you.

Best standard variable rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Coventry BS 2.05% for Term2.2% NoTerm65%None Arrangement £999
Coventry BS 2.15% for Term2.2% NoTerm75%None Arrangement £999
Coventry BS 2.25% for Term2.4% NoTerm85%None Arrangement £999
Coventry BS 2.39% for Term2.5% NoTerm90%None Arrangement £999
Coventry BS 2.45% for Term2.5% NoTerm75%None Arrangement £499
Coventry BS 2.55% for Term2.6% NoTerm85%None Arrangement £499
  Featured products  
NatWest 2.09%Reverting to 4.24%4.1% Yes31/12/202060%To 31/12/2020 Booking £995
Post Office Money® 4.74% for Term4.9% YesTerm90%None None
HSBC 1.49%Reverting to 4.19%3.8% Yes2 years70%None Booking £999
first direct 2.89% for Term2.9% YesTerm75%None None
Virgin Money 1.75%Reverting to 4.99%4.5% Yes01/01/202170%To 01/01/2021 Arrangement £995
Royal Bank of Scotland 2.89%Reverting to 4.24%4.1% Yes31/12/202060%To 31/12/2020 None

Best 2 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
first direct 1.65% reverting to 4.19% 3.7% Fixed2 years75%1st 2 yrs Booking £490, Upto £400000.00 Advance,Booking £980, £400001.00 - £800000.00 Advance,Booking £1470, £
Yorkshire Building Society 1.69% reverting to 4.25% 4.3% Fixed31/12/202065%To 31/12/2020 Completion £495
Post Office Money® 1.69% reverting to 4.74% 4.1% Fixed30/11/202085%To 30/11/2020 Arrangement £495
Yorkshire Building Society 1.72% reverting to 4.25% 4.3% Fixed31/12/202075%To 31/12/2020 Completion £495
Yorkshire Building Society 1.75% reverting to 4.25% 4.3% Fixed31/12/202085%To 31/12/2020 Completion £495
Yorkshire Bank 1.79% reverting to 5.20% 4.7% Fixed30/11/202090%1st 2 yrs Arrangement £999
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AA Mortgages 1.84% reverting to 4.74% 4.2% Fixed31/12/202060%To 31/12/2020 None
NatWest 1.54% reverting to 4.24% 4.0% Fixed31/12/202060%To 31/12/2020 Booking £995
HSBC 1.74% reverting to 4.19% 3.9% Fixed30/11/202080%To 30/11/2020 Booking £999
Royal Bank of Scotland 2.40% reverting to 4.24% 4.0% Fixed31/12/202060%To 31/12/2020 None
Virgin Money 1.98% reverting to 4.99% 4.6% Fixed01/01/202165%To 01/01/2021 None

Best 3 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
HSBC 1.74% reverting to 4.19% 3.7% Fixed30/11/202175%To 30/11/2021 Booking £999
Yorkshire Building Society 1.82% reverting to 4.25% 4.1% Fixed31/12/202165%To 31/12/2021 Completion £495
Coventry BS 1.89% reverting to 4.99% 4.1% Fixed31/12/202185%To 31/12/2021 Arrangement £999
Tesco Bank 2.19% reverting to 4.04% 3.6% Fixed30/11/202180%To 30/11/2021 None
Yorkshire Bank 2.19% reverting to 5.20% 4.5% Fixed30/11/202190%1st 3 yrs Arrangement £999
HSBC 2.35% reverting to 4.19% 3.8% Fixed30/11/202190%To 30/11/2021 None
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AA Mortgages 2.70% reverting to 4.74% 4.3% Fixed31/12/202190%To 31/12/2021 None
Post Office Money® 2.17% reverting to 4.74% 4.2% Fixed30/11/202175%To 30/11/2021 None
Virgin Money 1.81% reverting to 4.99% 4.6% Fixed01/01/202185%To 01/01/2021 Arrangement £995

Best 5 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Halifax 2.02% reverting to 4.24% 3.5% Fixed30/11/202375%To 30/11/2023 Arrangement £995
Metro Bank 2.04% reverting to 4.25% 3.5% Fixed5 years80%1st 5 yrs Booking £499
M&S Bank 2.09% reverting to 4.19% 3.5% Fixed30/11/202385%To 30/11/2023 Booking £995, Reservation £99
first direct 2.25% reverting to 4.19% 3.3% Fixed5 years90%1st 5 yrs Booking £490, Upto £400000.00 Advance,Booking £980, £400001.00 - £800000.00 Advance,Booking £1470, £
Halifax 2.44% reverting to 4.24% 3.2% Fixed30/11/202860%To 30/11/2028 Arrangement £995
Coventry BS 2.65% reverting to 4.74% 3.4% Fixed31/12/202885%To 31/12/2028 Arrangement £999
  Featured products  
NatWest 1.95% reverting to 4.24% 3.5% Fixed31/12/202360%To 31/12/2023 Booking £995
AA Mortgages 2.53% reverting to 4.74% 3.9% Fixed31/12/202360%To 31/12/2023 None
Post Office Money® 2.45% reverting to 4.74% 3.9% Fixed30/11/202385%To 30/11/2023 None
first direct 2.69% reverting to 4.19% 3.0% Fixed10 years60%1st 10 yrs None
HSBC 1.89% reverting to 4.19% 3.4% Fixed30/11/202370%To 30/11/2023 Booking £1499
Virgin Money 2.05% reverting to 4.99% 3.8% Fixed01/01/202465%To 01/01/2024 None
Virgin Money 2.59% reverting to 4.74% 3.8% Fixed01/01/202965%To 01/01/2029 Arrangement £995
Royal Bank of Scotland 1.95% reverting to 4.24% 3.5% Fixed31/12/202360%To 31/12/2023 Booking £995

Best first time buyer mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Yorkshire Building Society 2.87% reverting to 4.25% 4.5% Fixed31/12/202095%To 31/12/2020 Completion £495
Hinckley & Rugby BS 2.99% reverting to 4.49% 5.3% Discounted Variable2 years95%None Arrangement £199
Melton Mowbray BS 2.79% reverting to 4.99% 4.7% Discounted Variable3 years95%1st 3 yrs None
Yorkshire Bank 3.19% reverting to 5.20% 4.7% Fixed30/11/202195%1st 3 yrs None
Hinckley & Rugby BS 3.49% reverting to 6.14% 5.1% Fixed5 years95%1st 5 yrs None
Yorkshire Bank 3.49% reverting to 5.20% 4.6% Fixed30/11/202395%1st 5 yrs None
  Featured products  
first direct 1.95% reverting to 4.19% 3.8% Fixed2 years90%1st 2 yrs Booking £490
Virgin Money 2.18% reverting to 4.99% 4.4% Fixed01/01/202290%To 01/01/2022 Arrangement £995
NatWest 2.33% reverting to 4.24% 4.1% Fixed31/12/202090%To 31/12/2020 Booking £995
Post Office Money® 3.10% reverting to 4.74% 4.5% Fixed30/11/202095%To 30/11/2020 None
HSBC 1.79% reverting to 4.19% 3.9% Fixed30/11/202090%To 30/11/2020 Booking £999
Royal Bank of Scotland 3.35% reverting to 4.24% 4.2% Fixed31/12/202095%To 31/12/2020 None
AA Mortgages 2.10% reverting to 4.74% 4.3% Fixed31/12/202090%To 31/12/2020 None

Best discounted rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Leek United BS 1.59% reverting to 5.69% 5.2% Discounted Variable2 years75%None None
Leek United BS 1.95% reverting to 5.69% 5.0% Discounted Variable2 years90%None None
Principality BS 2.15% reverting to 5.05% 4.6% Discounted Variable30/09/202085%To 30/09/2020 None
Melton Mowbray BS 2.29% reverting to 4.99% 4.5% Discounted Variable3 years85%1st 3 yrs Completion £199, Booking £199
Hanley Economic BS 2.19% reverting to 5.44% 4.4% Discounted Variable5 years90%1st 5 yrs Booking £250
Hanley Economic BS 2.10% reverting to 0.00% 2.2% Discounted VariableTerm80%None Arrangement £700, Booking £250

Mortgage rates quoted above as published by MoneyFacts

 

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