Best Buy Mortgage Deals

Below we provide a summary of some of the best mortgage deals currently available in the UK. The information is updated daily.

The products below are generally available, but there may be additional exclusive special rate products which are only available through independent brokers or advisors. These products may offer better rates than those below. 

An independent advisor can do all the shopping around for you. Simply complete our no obligation enquiry form and let an expert independent advisor locate the best mortgage deal for you.

Best standard variable rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Coventry BS 2.05% for Term2.2% NoTerm65%None Arrangement £999
Coventry BS 2.15% for Term2.2% NoTerm75%None Arrangement £999
Coventry BS 2.25% for Term2.4% NoTerm85%None Arrangement £999
Coventry BS 2.39% for Term2.5% NoTerm90%None Arrangement £999
Coventry BS 2.49% for Term2.6% NoTerm75%None Arrangement £499
Coventry BS 2.59% for Term2.7% NoTerm85%None Arrangement £499
  Featured products  
first direct 2.89% for Term2.9% YesTerm75%None None
Post Office Money® 4.74% for Term4.9% YesTerm90%None None

Best 2 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Yorkshire Building Society 1.54% reverting to 4.25% 4.2% Fixed30/06/202165%To 30/06/2021 Completion £995
NatWest 1.60% reverting to 4.24% 4.0% Fixed31/10/202180%To 31/10/2021 Booking £995
first direct 1.64% reverting to 4.19% 3.7% Fixed2 years75%1st 2 yrs Booking £490, Upto £400000.00 Advance,Booking £980, £400001.00 - £800000.00 Advance,Booking £1470, £800001.00 - £1000000.00 Advance
Post Office Money® 1.78% reverting to 4.74% 4.3% Fixed30/06/202185%To 30/06/2021 Arrangement £995
Yorkshire Building Society 1.84% reverting to 4.25% 4.2% Fixed30/06/202190%To 30/06/2021 Completion £995
Post Office Money® 1.98% reverting to 4.74% 4.3% Fixed30/06/202175%To 30/06/2021 None
  Featured products  
Nationwide BS 3.34% reverting to 4.24% 4.2% Fixed2 years95%1st 2 yrs None
NatWest 1.52% reverting to 4.24% 4.0% Fixed31/10/202175%To 31/10/2021 Booking £995
Leeds BS 3.19% reverting to 4.69% 5.1% Fixed30/06/202185%To 30/06/2021 None
Clydesdale Bank 2.74% reverting to 5.20% 4.8% Fixed31/07/202185%1st 2 yrs None
Royal Bank of Scotland 3.03% reverting to 4.24% 4.1% Fixed31/10/202185%To 31/10/2021 None
Virgin Money 1.94% reverting to 4.99% 4.5% Fixed01/09/202185%To 01/09/2021 Arrangement £995

Best 3 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
HSBC 1.74% reverting to 4.19% 3.7% Fixed31/07/202275%To 31/07/2022 Booking £999
Barclays Mortgage 1.79% reverting to 4.24% 3.7% Fixed31/07/202275%To 31/07/2022 Arrangement £999
Yorkshire Building Society 1.89% reverting to 4.25% 4.1% Fixed30/06/202285%To 30/06/2022 Completion £995
Barclays Mortgage 2.09% reverting to 4.24% 3.8% Fixed31/07/202290%To 31/07/2022 Arrangement £999
Principality BS 2.15% reverting to 5.05% 4.4% Fixed31/07/202280%To 31/07/2022 None
Tesco Bank 2.35% reverting to 4.04% 3.7% Fixed31/08/202290%To 31/08/2022 None
  Featured products  
Nationwide BS 2.29% reverting to 4.24% 3.8% Fixed3 years85%1st 3 yrs None
Yorkshire Bank 2.34% reverting to 5.20% 4.5% Fixed31/07/202290%1st 3 yrs Arrangement £999

Best 5 year fixed rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Santander 1.89% reverting to 4.00% 3.2% Fixed02/08/202475%To 02/08/2024 Arrangement £999
Sainsbury's Bank 2.01% reverting to 4.49% 3.6% Fixed30/06/202480%To 30/06/2024 Arrangement £995
Yorkshire Building Society 2.10% reverting to 4.99% 3.8% Fixed30/06/202485%To 30/06/2024 Completion £995
Sainsbury's Bank 2.31% reverting to 4.49% 3.7% Fixed30/06/202490%To 30/06/2024 Arrangement £995
TSB 2.29% reverting to 4.24% 3.0% Fixed31/08/202960%To 31/08/2029 Arrangement £995
Coventry BS 2.59% reverting to 4.74% 3.4% Fixed30/06/202985%To 30/06/2029 Arrangement £999
  Featured products  
Nationwide BS 2.19% reverting to 4.24% 3.5% Fixed5 years75%1st 5 yrs None
first direct 2.39% reverting to 4.19% 3.4% Fixed5 years90%1st 5 yrs Booking £490
Nationwide BS 2.69% reverting to 4.24% 3.2% Fixed10 years60%1st 10 yrs Reservation £999
NatWest 3.20% reverting to 4.24% 3.9% Fixed31/10/202470%To 31/10/2024 None
Virgin Money 2.09% reverting to 4.99% 3.8% Fixed01/09/202475%To 01/09/2024 Arrangement £995
Post Office Money® 2.53% reverting to 4.74% 3.9% Fixed30/06/202490%To 30/06/2024 None
Leeds BS 3.89% reverting to 5.69% 5.0% Fixed30/06/202485%To 30/06/2024 None

Best first time buyer mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Loughborough BS 1.99% reverting to 5.34% 4.7% Discounted Variable2 years95%1st 2 yrs Completion £999
Barclays Mortgage 2.80% reverting to 4.24% 4.1% Fixed31/07/202195%To 31/07/2021 None
Melton Mowbray BS 2.79% reverting to 4.99% 4.6% Discounted Variable3 years95%1st 3 yrs None
Post Office Money® 3.11% reverting to 4.74% 4.4% Fixed30/06/202295%To 30/06/2022 None
Hanley Economic BS 2.99% reverting to 5.44% 4.7% Fixed31/05/202495%To 31/05/2024 Arrangement £299, Booking £700
Monmouthshire BS 3.08% reverting to 5.24% 4.6% Fixed5 years95%1st 5 yrs None
  Featured products  
first direct 1.99% reverting to 4.19% 3.8% Fixed2 years90%1st 2 yrs Booking £490
Nationwide BS 3.44% reverting to 4.24% 4.2% Fixed3 years95%1st 3 yrs Reservation £999
NatWest 2.91% reverting to 4.24% 4.1% Fixed31/10/202190%To 31/10/2021 None
Royal Bank of Scotland 2.91% reverting to 4.24% 4.1% Fixed31/10/202190%To 31/10/2021 None
Virgin Money 2.09% reverting to 4.99% 4.5% Fixed01/09/202190%To 01/09/2021 Arrangement £995
Clydesdale Bank 3.24% reverting to 5.20% 4.7% Fixed31/07/202295%1st 3 yrs None
Post Office Money® 1.81% reverting to 4.74% 4.2% Fixed30/06/202185%To 30/06/2021 Arrangement £495
Yorkshire Bank 3.24% reverting to 5.20% 4.7% Fixed31/07/202295%1st 3 yrs None

Best discounted rate mortgages

LenderRateAPRTypeDurationMax LTVRedemptionFees
Leeds BS 1.54%Reverting to 4.69%4.8% Discounted Variable2 years75%1st 2 yrs None
Saffron BS 1.74%Reverting to 4.64%3.6% Discounted Variable2 years80%1st 2 yrs None
Loughborough BS 1.74%Reverting to 5.34%4.7% Discounted Variable2 years90%1st 2 yrs Completion £999
Melton Mowbray BS 2.29%Reverting to 4.99%4.5% Discounted Variable3 years85%1st 3 yrs Completion £199, Booking £199
Hanley Economic BS 2.19%Reverting to 5.44%4.4% Discounted Variable5 years90%1st 5 yrs Booking £250
Hanley Economic BS 2.10% for Term2.2% Discounted VariableTerm80%None Arrangement £700, Booking £250

Mortgage rates quoted above as published by MoneyFacts

 

Get a FREE Mortgage Quote

By completing our simple enquiry form, you'll be put you in touch with an independent mortgage broker in the UK, who will consider your circumstances and advise on the best mortgage for you.  With access to over 7,500 products from over 100 different lenders and even some exclusive special deals that are not available in the high street.

Click here to contact us for a FREE quote.

There is no obligation and it costs nothing to see what your options are.